Can’t Qualify for a Traditional Mortgage? This Program May Be Your Key to a South Florida Condo

June 10, 2025

If you’re self-employed, an international buyer, or someone with non-traditional income, getting approved for a mortgage can feel like trying to fit a square peg in a round hole.

That’s where Non-QM Alternative Loan Programs come in. These flexible financing options—available through our trusted partners at The Lending Spot (NMLS ID 2463121)—are designed to meet you where you are financially.


Why Consider a Non-QM Program?

  • No W-2? No Problem. Perfect for entrepreneurs, freelancers, or foreign buyers with limited U.S. credit history.
  • Flexible Income Documentation – Think bank statements, asset-based lending, or DSCR (Debt-Service Coverage Ratio) for investors.
  • Competitive Terms with fast-track approvals so you can move quickly on a deal.
  • Tailored Guidance – As a loan officer and condo consultant, I help you connect the dots between financing and the right property.

Whether you’re buying a rental unit, a second home, or your very first place in the U.S., this program could be your path to ownership.


Ready to learn more? Explore Financing Options Here


About the Contributor

David Bryant is a local Real Estate Consultant & Loan Officer specializing in marketing South Florida Condos and Commercial Real Estate & Land in Central Florida's hottest markets—Ocala, The Villages, and the surrounding areas. He’s also a Loan Officer with The Lending Spot (NMLS ID 2463121), helping domestic and international buyers secure the financing they need to close with confidence. Contact David at davidbryantccim@gmail.com, call 305-978-3411, or visit SouthFloridaCondos.net.




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